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Joyce Ngo & Associates 

~ Protecting Dreams, Building Trust. ~

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Joyce Ngo

Financial Services Director

Year Joined DKO: since 2015
Years of Experience in the Industry: 10 years
Previous Profession: Customer Service Manager
Value Added Services: Exclusive Client Events, Health & Wellness Programs
Notable Achievements: MDA (2024)

Areas of Specialization: Financial Planning Tailored to Diverse Profiles (Families, Individuals, Multi-generational Wealth Management)

A Note from Joyce Ngo:

I started my career in customer service, where I spent five years mastering the art of listening, problem-solving, and - most importantly - building trust. Nothing fuel my motivation more than a heartfelt "thank you, I knew I can depend on you!" from a happy customer.

 

But I knew I wanted to do more. With Derek’s guidance, I took a leap of faith into the insurance industry - a world where I could not just solve problems, but change lives. Helping people navigate their financial challenges gave my work deeper meaning, aligning perfectly with my passion for building relationships and making an impact.

 

Today, alongside my incredible team, we’re expanding our reach through social media and business collaborations, ensuring that more people get the financial security they deserve. It’s been an exciting ride, and I can’t wait to see how many more lives we can touch!

Joyce Ngo

Life is like an arrow,

the farther back you're pulled,

the farther forward you will end up

Meet the Team

Our Team's Vision: Changing lives, one policy at a time.​

Our Team's Mission: Serve with integrity. Lead with purpose. Leave a legacy.

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Financial Consultant

Bryan Koh

Specialization: Family & Couple Financial Planning, Alternate Planning, Wealth Building​​​

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Financial Consultant

Timothy Yoong

Specialization: Financial Planning, General Insurance​​

Profile - coming soon...

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    Financial Consultant

    Darren Yeo

    Specialization: Financial Planning, Retirement Planning​​

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    • LinkedIn
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    Financial Consultant

    Kai

    Specialization: Financial Planning, General Insurance​​

    Profile - coming soon...

      Colleen

      Financial Consultant

      Colleen Theng

      Specialization: Financial Planning​​

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      Profile - coming soon...

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