Year Joined DKO: since 2025
Years of Experience in the Industry: 1 year
Previous Profession: Patient Service Associate Executive
Areas of Specialization: Financial Planning

A Note from Muhammad Adib:
Before joining the financial services industry, I worked in healthcare as a Patient Service Associate Executive at Tan Tock Seng Hospital, supporting both the urology and general surgery departments. During my time there, I saw firsthand how many individuals and families struggled with the rising costs of medical treatment - even with subsidies. That experience sparked a deeper purpose in me: to help people plan ahead and protect themselves financially. Today, as a Financial Consultant with Prudential, I focus on empowering individuals - especially young families and working adults - to make informed decisions about their finances, so they can be better prepared for life’s uncertainties.